If you've got a business, you've got risks.
No matter the size of your company, if you need tree service or landscaping insurance or think you’re paying too much for a current policy, we are here to serve you with solutions that keep your work moving. Contact us atto discuss your insurance options for your tree or landscaping stumplopping.barted Reading Time: 3 mins.
If you hire a tree care company that has no workers compensation coverage, you will be required to pay the bill if an employee is injured and the company owner cannot pay. You can sue the company to recover damages, but you have to pay for the injured person’s medical bills, lost wages and costs associated with the injury in the meantime. Definition: This tree service insurance coverage reimburses for “intentional acts” by the insured.
Claim Example: An employee of the insured removes the wrong tree or too many trees on the property which typically happens when the work order is not clear or there is a mistake by the tree pruning crew. The cost for additional damage to the property is covered in this scenario.
You may still have problems with them harassing you, just refer them to your insurance adjuster.
Oct 04, Operating a tree-removal service without a license is illegal. Check into the company's insurance. A company without adequate insurance coverage is an establishment that you don't want working anywhere near your home.
You want to ensure that the company has liability insurance and worker's compensation stumplopping.bars: 2. While there is no specific tree trimming insurance or arborist insurance, there are several types of insurance that afford protection to people working in this profession. Addressing the potential liabilities your business faces by purchasing the right level and type.
Jan 12, Before you decide to hire any particular tree care professional or company, you need to do some research to make sure that they meet the following standards: Insurance – Tree care companies must have liability insurance and workers’ compensation insurance if they’re going to work in their client’s property.
Otherwise, you the homeowner will be legally liable for any accidents that take.